One-Time Passcode

One-Time Passcode, two-factor authentication API

Leverage your existing SMS and email vendors with Compacto's secure One-Time Passcode API (OTP API), with built in security features that is light weight, easy to implement and built to be a set and forget solution that keeps you and your customers safe whilst managing your total cost of ownership at the same time.

Solution

One-Time Passcode API (OTP API)

Key features

Lightweight API Easy to deploy Email and SMS service provide agnostic

Industries

API SMPP

Date

August 2025

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Why Choose Compacto’s OTP API? Compacto’s OTP API empowers businesses with a flexible, cost-effective, and secure way to implement one-time passcodes for user authentication, transaction verification, and onboarding. Designed for developers and businesses, it integrates effortlessly into your existing systems while maintaining high security and reliability standards. Key Features of Compacto’s OTP API ** Vendor-Agnostic Flexibility: Choose your preferred email, SMS, or WhatsApp providers. Avoid vendor lock-in and leverage existing relationships to minimize costs and API fees. ** Easy Integration: Seamlessly plug the API into your web services, applications, or CRM with clear documentation and SDKs. Get started quickly for login security, transaction verification, or user onboarding. ** Cost-Effective Solution: Optimize expenses with a low total cost of ownership. Select providers that align with your budget and scale without markups or long-term commitments. ** Seamless Workflow Automation: Automate OTP generation and delivery within your software stack or custom tools for a frictionless user experience. ** Robust Security & Reliability: Generate unique, time-sensitive OTPs with built-in encryption and compliance features. Monitor delivery success and customize retry logic for dependable performance. How Compacto’s OTP API Works 1. Generate OTPs: Create secure, unique, time-sensitive passcodes tailored to your needs. 2. Deliver Seamlessly: Send OTPs via email, SMS, or WhatsApp using your chosen providers. 3. Verify Users: Authenticate users or verify transactions in real-time with minimal friction. 4. Monitor & Optimize: Track delivery success and fine-tune retry logic for maximum reliability. Benefits for Your Business ** Enhanced Security: Protect user accounts and transactions with encrypted, one-time passcodes. ** Scalable Solution: Adapt to your business’s growth with flexible provider options and no hidden fees. ** User-Friendly Experience: Deliver OTPs through preferred channels for a seamless customer journey. ** Developer-Friendly: Integrate quickly with comprehensive documentation and SDKs, reducing setup time. Use Cases for OTP API ** Login Authentication: Secure user logins with two-factor authentication (2FA) or multi-factor authentication (MFA). ** Transaction Verification: Confirm high-value transactions or sensitive actions in real-time. ** User Onboarding: Verify customer identities during registration to prevent fraud. ** Password Recovery: Enable secure account recovery with one-time passcodes.

Get Started with Compacto’s OTP API Ready to strengthen your authentication process? Explore our API documentation and integrate Compacto’s OTP API into your platform today. Simplify security, reduce costs, and deliver a seamless user experience with our flexible, vendor-agnostic solution.